Bon-Kredit vs Duratio Kreditvermittlung

Bon-Kredit is a German-facing brand operated by Swiss Master Media Group AG. The service intermediates partner-bank loans; the eventual creditor is offer-specific and not the brand/operator by default.

Duratio GmbH is stored as intermediary/platform. A current representative calculator example names Bank11 as lender for that example only; the final creditor of a matched offer can differ.

Current German page states 1.000 € to 100.000 € for its marketed credit range; actual matched offer can differ.

SCOPED: calculator/request surfaces allow illustrative/request values up to 300,000 EUR, while the representative Bank11 financing disclosure states 2,500–150,000 EUR. Neither is a universal Duratio-owned lending limit; final matched creditor offer controls.

Current page states 12 to 120 months.

SCOPED: calculator simulation permits up to 120 months; the representative Bank11 disclosure states 12–96 months. Final matched creditor offer controls.

Current page states 2,79 % to 15,99 % effective APR; representative example 10.000 € / 72 months at 8,29 % effective APR. No guarantee or best-rate ranking is generated.

Representative financing example on the current calculator: 10.000 € / 60 months at 6,99 % effective APR with Bank11 named as lender for that example. This is not a universal Duratio lending rate.

Provider describes the inquiry/offer as free/no upfront costs; final credit interest, total amount and any ancillary costs are controlled by the actual creditor contract.

Duratio describes inquiry/advice as free; final credit costs and any ancillary product costs must be checked in the selected creditor contract.

Service markets help in difficult credit situations but approval still depends on lender/partner underwriting and creditworthiness.

Duratio accepts inquiries for varied situations, but availability/approval is determined by matched financing partners and creditworthiness; marketing is not a guarantee.

Bon-Kredit markets options despite poor SCHUFA and separate SCHUFA-free possibilities. This is never translated into “guaranteed despite SCHUFA” or “no creditworthiness check”.

Duratio markets a SCHUFA-neutral online inquiry and help even with negative SCHUFA. This does not mean every resulting credit is SCHUFA-free or approved despite negative entries.

No universal guaranteed payout time stored; partner/lender processing controls.

Provider advertises fast processing/payout, but no universal guaranteed payout time is stored because lender/document requirements vary.

Depends on the final creditor/contract and applicable law; no intermediary-specific waiver inferred.

Depends on the actual lender contract; §§500/502 BGB are general legal anchors, not a Duratio-specific waiver.